myreviewlist.com

Juvio.com is a multilevel marketing business that gives technical support for the computer and all things used with the computer, such as digital cameras, scanners, and so forth. The cost for this service is $34.95 a month. For an additional $7.00 per month, the multilevel marketing program offered by Juvio.com offers technical support for free. (I know, it costs $7 for a free service. It didn?t make a lot of sense to me either.) At any rate, the ?free? service is provided if you refer three additional people who sign up for the program. The technical support is advertised to be provided 24 hours a day, 7 days a week. So if you are up in the middle of the night you can have someone to talk to on the phone.

Juvio.com is apparently the first company to provide this type of service through an MLM program. The price may seem a little steep, but some companies are paying more for technical support already. Its value probably comes if you compare it to what you are losing if the entire system crashes from a preventable cause.

There don?t seem to be a great number of complaints about Juvio.com. As far as I can tell it is a legitimate business enterprise with many satisfied customers. Most of the complaints I came across had to do with the costs involved, and with the length of time it took for Juvio to process refunds. One person said that when he called for technical support he didn?t receive a live person, but got an answering machine instead. So he had to wait for assistance. That is apparently not a common complaint, however.

Think and Grow Rich is a motivational book inspired by Andrew Carnegie and originally published in 1937. It examines the power of personal beliefs and how they influence personal success. Mr. Hill?s philosophy can be summed up in a famous quote: ?What the mind of man can conceive and believe, it can achieve.? People that are successful socially and financially have a strong sense of self-empowerment and positive energy. The common thread for all of them whether they came from humble and destitute beginnings or had a silver spoon in their mouth is the fact that they never gave up on their hopes and dreams.

The secret of Achievement is what Mr. Hill sought to bring to the public through his book, but it was not overtly named because he realized it was important for individuals to make the discovery for themselves rather than having it drawn to their attention. Napoleon Hill covered many controversial subjects like racism, slavery, oppression, failure, war and poverty. His goal was to show that perseverance in the face of and despite these obstacles and success were the responsibility of every American.

With sufficient drive and determination, everyone can pursue their goals and dreams even if they must make adjustments in their strategy to achieve what they desire. Mr. Hill?s book put the formula for success in reach of the average person. And I close with this last thought: ?successful people move on their own initiative but they know where they are going before they start.? In other words, you need a good business plan or game plan if you will or outline to structure how you will get from Point A to Point B whether it is personal or financial success. Positive thinking and controlled attention are crucial to your success. No matter how many resources you have available, if you lack drive, determination or belief in yourself you will ultimately fail.

Emerchandizers.com started in business in November, 2006. It was apparently started by someone who used to sell products on ebay. Emerchandizers is an online auction business that advertises a variety of items and drop shipping. Some of the items shown on the company website are professional disc jockey equipment and supplies, overstock items, and an assortment of vitamins. However, when you click on any of the items it only provides links to other businesses where those items can be purchased.

There have been complaints made against the company for the alleged selling of poor quality products and poor customer service. Although the company is supposed to be an online auction, I only saw one active auction on the site. There is a message on the site that says, ?This domain may be for sale. Buy this Domain.? When you click on buy this domain a screen pops up which allows you to bid for the domain. Apparently Emerchandizers is a dead site at present.

Nuskin.com, also known as Nu Skin enterprises, is a direct sales company that markets its products under the brand names of Nu Skin, Pharmanex, and Big Planet. It has been in business since 1984 and now takes in over $1 billion per year. The company markets skin care, personal care and other products such as photo preservation and organization items. It also runs the worldwide Nourish the Children program. The corporate office is located in Provo, Utah.

Nuskin.com says the company was built on integrity, trust and sustainability. It offers direct sales opportunities to those who would like to operate their own home enterprise.

The Consumer Awareness Institute reports that there are five red flags for identifying pyramid schemes, and that the Nu Skin business practices meet all five. The basic requirements for each of the red flags are:

* Unlimited recruitment
* Hierarchical advancement based on recruitment rather than appointment
* Participants buy significant amounts of product, making them primary customers
* Commissions and/or bonuses paid to at least five levels of hierarchy, creating much leverage at the top (Nu Skin has six levels)
* The person actually selling the product makes less profit than the upline members

Some say that a high percentage of distributors quit in less than a year. In 1997 the company paid a civil penalty to settle charges made by the Federal Trade Commission that the enterprise had made unsubstantiated claims about its products. But the company does not have an unusually high number of complaints made about its business practices according to the Better Business Burueau.

The claim: In 5 minutes they can show you how to make money quickly and easily without any risk on your part with a commitment of 30 minutes per day. And that as a result of that 5 minutes you can then produce daily profits based upon 30 minutes of work per day. Is there anyone else who thinks this is too good be true? Read on and decide for yourself.

Going further down after the sales pitch to capture and keep your attention comes some facts and figures. This is why it?s important to investigate and research extensively before making any financial investments. The creator states that he makes anywhere from 0.2% to 5% return on his investment daily with ALMOST NO RISK OF LOSING ANY MONEY. Back-up for a second there. In the top of the ad you stated risk-free but then in the middle you changed your tune and stated ?almost no risk of losing any money?. But wait it gets better.

When you continue reading it then further states that ?there is so little risk involved that I guarantee it will work for you?and if it doesn?t then I?ll give you double your money back!? After that comes the statement that you can start with a budget of less than $50 and see a return over time on your investment and then there is a list of things you don?t need such as:
* No website
* No customers
* No products
* No mailing list
* No advertising budget
* No down-line
* No selling skills or internet skills whatsoever

The immediate question that popped into my mind right away was if you have no customers, no products and don?t need any skills (which by the way isn?t completely accurate you?d better have basic reading and writing skills or you can?t read the instructions on how to work this business) what exactly is it that you are paying for?

Formor.com, or ForMor International, is headquartered in Conway, Arkansas. The business was founded in 1996. It claims to sell quality health and wellness products and that it provides great business opportunities. It makes all of its products in its 60000 square foot facility in Arkansas.

As for business opportunity, the company says it has the highest payout in commissions in the industry, which is at 60%. This is a multilevel business so you would need to recruit people into the organization to make the best money. The company says that you can not only earn regular weekly pay, but you can participate in a profit-sharing plan too. There are also ways to make additional bonuses.

As for the product, ForMor.com claims that its products are outstanding, and are designed to ?cleanse, balance and nourish the system.? They offer lines of products for skin care, weight control and other health products which contain vitamins, herbs, minerals and other nutritional supplements.

The Federal Trade Commission once accused ForMor of making unsubstantiated claims about some of its products, and the president Stan Gross later signed an agreement to stop making those claims.

I was unable to find a lot of business complaints about ForMor from its distributors. They do apparently spend a lot of time on the telephone in mentoring activities. It has also been suggested that to be successful in this type of business that you must really be enthusiastic about health and wellness products. If you aren?t your devotion to the company may wane, and your personal business is likely to suffer.

Brixdale.com is an online mortgage company that advertises services such as lowering payments on bills, getting rid of credit card debts, paying off debts within 12-30 months while cutting debt 60%, and paying off unsecured bills through consolidation while avoiding bankruptcy. It also claims to be able to show people how to stop collector harassment and repair credit. The brixdale.com website offers inverse and other mortgages, and other forms of credit and loans.

Apparently the big brixdale.com selling point is an offer to pay off a mortgage quickly by using an inverse mortgage. I do not know all of the details used by brixdale.com plan. However, a typical inverse mortgage plan works like a multilevel marketing plan. For example, mortgage holder #1 decides to join the inverse mortgage plan. #1 is required to pay a full mortgage payment to the inverse mortgage plan before he or she can join. Once the payment is made, #1 becomes a member and since others must also join to make the plan work, #1 talks mortgage holder #2 into joining the program. Half of #2?s mortgage payment is credited to #1?s payment, which is paid to #1?s original mortgage holder by the inverse mortgage plan. For each person #1 refers to the plan, #1 gets a percentage of the payment credited to his mortgage. #2 also wants to have his or her mortgage payments made, so #2 refers #3 to the program. Not only does #2 receive a percentage of #3?s payment, but so does #1. Therefore, there is a potential for #1 to receive credit from several levels of down line referrals.

This type of program also provides the lure not only of having the home mortgage paid off, but of also receiving continued monthly payments even after the house is paid for. I would be very skeptical of participating in this type of inverse mortgage program.